Taxes
GST/HST Calculator by Province 2026
Calculate GST, HST, PST, and before-tax price by Canadian province — updated for 2026 rates.
Updated May 26, 2026
MoneyMapCanada Editorial Team
Editorial review and fact-check team
The MoneyMapCanada Editorial Team reviews every article and calculator for factual accuracy, source integrity, and consistency with current Canadian government guidance. Each piece is cross-checked against CRA publications, FCAC consumer guidance, CMHC rules, or CDIC coverage definitions before publication. The team also monitors for rate and rule changes and flags outdated content for revision.
GST/HST assumptions
Estimated total
$283
13.00% sales tax rate estimate for Ontario.
Purchase breakdown
Tax share
$250
$33
How this calculator works↓
| Rates | Provincial GST/HST/PST combined rates as of 2026 per CRA and provincial schedules |
|---|---|
| Back-calculation | When tax is included, pre-tax amount = total / (1 + rate) |
| Note | Does not model point-of-sale rebates, zero-rated goods, or exempt supplies |
This calculator is best for
- ✓Consumers verifying Canadian sales tax on purchases
- ✓Small business owners checking GST/HST collected
Not suitable for
- ✕Input tax credit (ITC) calculations
- ✕US or international sales tax — rates differ by jurisdiction
Note: This calculator is designed to be conservative and may show slightly higher costs or lower returns than promotional tools. Use it for planning purposes only — not as a commitment from any lender or institution.
Calculator method
How to use this result before making a decision
Run a conservative scenario first, then test a best-case and stress-case version. A calculator is most useful when it shows whether the decision survives higher costs, slower payoff, lower returns, or a tighter monthly budget.
Methodology and limits
- Inputs are educational estimates and may use simplified formulas or rounded assumptions.
- Actual results can change because of tax rules, lender terms, fees, timing, compounding, province, credit profile, or provider eligibility.
- Use the output as a planning checkpoint, then confirm final numbers with official sources, your financial institution, employer, insurer, lender, or a qualified professional.
What is the difference between GST, HST, and PST in Canada?
GST (Goods and Services Tax) is a federal 5% tax applied in all provinces. HST (Harmonized Sales Tax) combines federal GST and provincial sales tax into one rate — used in Ontario (13%), New Brunswick, Nova Scotia, PEI (15%), and Newfoundland (15%). BC, Manitoba, and Saskatchewan apply GST + a separate PST.
How do I calculate HST in Ontario?
To calculate HST in Ontario, multiply the pre-tax price by 0.13 (13% HST rate). For a $100 purchase: $100 × 0.13 = $13 HST, total = $113. To back out HST from a tax-included price, divide by 1.13. This GST/HST calculator handles Ontario and all Canadian provinces automatically using the province selector.
How do I calculate GST on a purchase?
To calculate GST, multiply the purchase price by 0.05. For a $200 item: $200 × 0.05 = $10 GST, total = $210. In HST provinces use the combined rate (13% in Ontario, 15% in Atlantic provinces). Select your province in this GST calculator to get the correct combined rate.
What are the GST/HST rates by province in Canada for 2026?
2026 Canadian sales tax rates: Alberta 5% GST only; BC 12% (5% GST + 7% PST); Manitoba 12% (5% GST + 7% PST); Ontario 13% HST; Saskatchewan 11% (5% GST + 6% PST); New Brunswick, Nova Scotia, PEI, and Newfoundland 15% HST; Quebec 14.975% (5% GST + 9.975% QST).
How do I calculate HST for self-employed income?
Self-employed Canadians who exceed $30,000 in annual revenue must register for GST/HST and collect the applicable rate from clients. Use this calculator to verify the tax amount on an invoice. You remit the collected tax minus eligible input tax credits (ITCs) for business expenses.
What is the GST/HST credit benefit and how is it calculated?
The GST/HST credit is a quarterly tax-free CRA benefit paid to low and moderate-income Canadians — it is separate from sales tax on purchases. Single individuals may receive up to ~$519/year; couples up to ~$680/year. Eligibility and amount are based on your previous year's net income and family situation reported on your tax return.
Sources used
Official references checked for this page
Updated May 26, 2026
Each claim on this page is traceable to one of the government authorities or regulators below. Rates, tax rules, eligibility requirements, and product terms can change — verify current details directly with the linked source before making any financial decision.
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