Taxes
Side Hustle Taxes Canada 2026: What to Track, Set Aside and Report
Side income in Canada is taxable at your marginal rate. Set aside 25–30%, register for HST above $30,000, and deduct legitimate business expenses. Full 2026 breakdown inside.
Taxes hub
Free Canadian income tax calculators and salary after tax guides for 2026. Estimate federal + provincial tax, CPP, EI, and net take-home pay for any salary in Ontario, BC, Alberta, Quebec, and all provinces.
Updated May 26, 2026
Canadian Income Tax Calculator 2026
Estimate federal and provincial income tax, CPP, EI, and net take-home for any salary.
GST/HST Calculator by Province 2026
Calculate GST, HST, PST, and before-tax price by Canadian province — updated for 2026 rates.
GST/HST Credit Calculator Canada 2026
Estimate your quarterly CRA GST/HST credit benefit based on income, family status, and number of children.
Self-Employed Tax Calculator Canada 2026
Estimate net income after federal tax, provincial tax, and self-employed CPP contributions — with HST threshold and quarterly installment guidance.
Credit Card Comparison
Compare rewards, fees, rates, insurance, and eligibility.
Bank Comparison
Compare monthly fees, account types, digital tools, savings rates, and branch access.
Mortgage Comparison
Compare fixed, variable, open, and closed mortgage offers.
Loan Comparison
Compare personal loans, lines of credit, and repayment costs.
Taxes
Side income in Canada is taxable at your marginal rate. Set aside 25–30%, register for HST above $30,000, and deduct legitimate business expenses. Full 2026 breakdown inside.
Taxes
Ontario residents can claim the Ontario Trillium Benefit, OEPTC, childcare deductions, and more. See which credits you qualify for and how much each is worth in 2026.
Taxes
How much of a $50,000 salary do you keep in Canada? See the full federal + provincial tax, CPP and EI breakdown, and estimated take-home pay by province.
Taxes
Know your real take-home before accepting a job in Canada. See how CPP, EI, federal + provincial tax, and benefits reduce your gross salary by province.
The basic personal amount (BPA) is a non-refundable federal tax credit. For 2026, the BPA is approximately $16,129, which reduces federal tax owing by $16,129 × 15% = roughly $2,419. Each province also has its own basic personal amount applied against provincial tax.
The standard filing deadline is April 30. Self-employed individuals have until June 15 to file but must pay any balance owing by April 30. Filing late when you owe triggers a 5% penalty on the balance plus 1% per month thereafter.
Your marginal rate is the tax rate applied to each additional dollar above a bracket threshold. Your effective rate is the actual percentage of total income paid in tax. On a $70,000 Ontario salary, the marginal rate is about 29.65% but the effective rate is closer to 19%.
Yes — self-employed workers pay both the employee and employer portions of CPP, roughly doubling the standard employee rate. In 2026, that means contributing approximately 11.9% of net self-employment income above $3,500, up to the year's maximum pensionable earnings.
Sources used
Updated May 26, 2026
Each claim on this page is traceable to one of the government authorities or regulators below. Rates, tax rules, eligibility requirements, and product terms can change — verify current details directly with the linked source before making any financial decision.