Taxes
Canada Groceries & Essentials Benefit Calculator 2026
Estimate the Canada Groceries and Essentials Benefit for July 2026 to June 2027 using 2025 adjusted family net income and family size.
Updated August 7, 2026
MoneyMapCanada Editorial Team
Editorial research and source-check process
MoneyMapCanada publishes Canadian personal-finance calculators and educational guides using a source-first editorial process. Time-sensitive financial claims are checked against the responsible government agency, regulator, legislation, provider document, or official publication. The organizational byline does not claim a professional licence or academic credential.
MoneyMapCanada publishes educational information and planning estimates. Verify material decisions with the cited official source or an appropriately qualified professional.
Canada Groceries and Essentials Benefit — July 2026 to June 2027
Estimated annual benefit
$679
Estimated quarterly payment
$170
Before income phase-out
$679
Income phase-out
$0
Methodology
Uses CRA 2025-base-year CGEB amounts for planning. CRA determines the official amount from your 2025 adjusted family net income and family information.
Calculator method
How to use this result before making a decision
Run a conservative scenario first, then test a best-case and stress-case version. A calculator is most useful when it shows whether the decision survives higher costs, slower payoff, lower returns, or a tighter monthly budget.
Methodology and limits
- Inputs are educational estimates and may use simplified formulas or rounded assumptions.
- Actual results can change because of tax rules, lender terms, fees, timing, compounding, province, credit profile, or provider eligibility.
- Use the output as a planning checkpoint, then confirm final numbers with official sources, your financial institution, employer, insurer, lender, or a qualified professional.
What does this calculator estimate now?
It estimates the Canada Groceries and Essentials Benefit for the July 2026 to June 2027 payment period using 2025 adjusted family net income and family size. It replaces the site's older GST/HST credit estimator.
Is the result an official CRA payment amount?
No. CRA determines the official amount from your filed tax return and family information. Use this calculator as a planning estimate only.
Sources used
Official references checked for this page
Updated August 7, 2026
Each claim on this page is traceable to one of the government authorities or regulators below. Rates, tax rules, eligibility requirements, and product terms can change — verify current details directly with the linked source before making any financial decision.
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