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Plan Canadian retirement savings using RRSP, CPP/QPP, OAS and investment scenarios. Public-pension amounts and tax treatment should be checked against current Government of Canada guidance.
Retirement
Updated 2026 CPP/OAS guide using the $74,600 YMPE, $85,000 YAMPE and $1,507.65 maximum new CPP retirement pension at age 65 for January 2026; OAS amounts are treated as quarterly-changing figures.
Retirement
The 25x rule (4% withdrawal) gives a starting target, but CPP and OAS cover a real chunk of retirement spending. See what you actually need to save after the offset.
RRSP Calculator Canada 2026
Estimate RRSP growth, tax refund from contributions, and retirement savings gap.
Retirement Calculator Canada 2026
Estimate Canadian retirement savings needs, monthly contribution gap, and CPP/OAS projections.
CPP Calculator Canada 2026
Estimate Canada Pension Plan contributions and retirement benefit at age 60, 65, or 70.
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