Retirement

Project RRSP and CPP savings for 2026, estimate OAS benefits, and close your retirement gap using Canadian-specific calculators.

Retirement

CPP and OAS in 2026: How Much Will You Receive at 60, 65 and 70?

Average CPP benefit in 2026 is $758/mo; maximum at 65 is $1,433. OAS starts at $700/mo at 65. See how age, contributions, and deferral change your Canadian retirement income.

By Sarah ChenReviewed by MoneyMapCanada Editorial TeamUpdated June 13, 2026

Retirement

How Much Do I Need to Retire in Canada?

The 25x rule (4% withdrawal) gives a starting target, but CPP and OAS cover a real chunk of retirement spending. See what you actually need to save after the offset.

By Sarah ChenReviewed by MoneyMapCanada Editorial TeamUpdated July 17, 2026

More Retirement resources

RRSP Calculator Canada 2026

Estimate RRSP growth, tax refund from contributions, and retirement savings gap.

Retirement Calculator Canada 2026

Estimate Canadian retirement savings needs, monthly contribution gap, and CPP/OAS projections.

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